Nef Cortez is a licensed Real Estate Broker Real Estate author of the Weekly News in Walnut California and 29 year veteran in Real Estate sales. A past director for the California Association of Realtors and currently Vice-Chairman of the Diamond Bar Chamber of Commerce. Nef has a varied degree of experience in mortgage origination real estate investments and acquisition of foreclosure properties. For other real estate related articles or information visit www.nefcortez.com.
The Great American Dream of homeownership is what many in our country diligently strive for. Homeownership brings many benefits, as well as responsibilities. Entrance into the status of homeowner may come with little or no cash investment for a down-payment. The loan that is obtained by a first time homebuyer is usually a special loan designed to assist those in the entry level, who have not yet accumulated a substantial sum for the down-payment. Banks will always prefer to lend to a borrower that has more to invest...
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